Read the text and mark the following statements T (true), F (false) or DS (doesn't say).
- Josh's parents think he's too young to have a credit card.
- Josh believes he might spend more money if he had a card.
- Patricia has read about teens who can't pay off their debts.
- Patricia believes a savings account would help teens manage their money more easily.
- Patricia is against the idea of prepaid credit cards.